Private Credit Solutions for the Lower Middle Market.
We advise borrowers seeking flexible, non-traditional private credit solutions and match qualified opportunities with private lenders in our network — built for borrowers who require greater speed, flexibility, or structuring creativity than traditional banks can provide.
- Lender network
- Private credit
- Typical Range
- $2–$20 million
- Focus
- Lower Middle Market
- Coverage
- U.S.
Capabilities
Creative structures for situations banks decline for reasons including complexity, timing and unconventional collateral.
- 01
Bridge Financing
Short-term capital that closes the gap between acquisitions, refinancings, recapitalizations, or sales.
- 02
Special Situations
Bespoke capital for restructurings, dislocations, and time-pressured opportunities other lenders won't touch.
- 03
Real Estate Credit
Senior, mezzanine, and bridge debt secured by commercial, multifamily, or residential property.
- 04
Asset-Backed Lending
Facilities collateralized by receivables, inventory, equipment, or other revenue-producing business assets.
- 05
Acquisition Financing
Debt for sponsor-led and owner-operator acquisitions, management buyouts, and platform roll-ups.
- 06
Litigation-Related Credit
Capital secured by legal claims, settlements, judgments, or post-judgment receivables.
How we work
- 1
Submit Inquiry
Share your financing need, timing, and collateral or guarantee profile through the secure, 100% confidential form below.
- 2
Borrower Screening
PrivCred Capital carefully screens each borrower's unique needs and engages with those who are a potential fit with lenders in our network.
- 3
Matched with Lenders
We confidentially position qualified opportunities with private lenders in our network whose mandates fit your situation.
- 4
Close Financing
We support you through term sheets, diligence, and documentation, working alongside the lender through funding.
What lenders expect
Collateral & guarantees
Across all loan types, lenders in our network generally require meaningful downside protection. That may include liquid assets, contractual cash flows, real estate, marketable securities, business assets, legal or settlement claims, or other equivalent collateral.
Frequently asked questions about private credit
What types of private credit financing does PrivCred Capital arrange?
We focus on bridge financing, special situations, real estate credit, asset-backed lending (ABL), acquisition financing, litigation-related credit, and other complex or time-sensitive private credit solutions for small and middle-market borrowers.
Is PrivCred Capital a direct lender?
No. PrivCred Capital is an advisory firm. We advise borrowers and match qualified opportunities with private lenders in our network. All financing is provided by third-party lenders, subject to their underwriting, documentation, and approval.
How quickly can private credit be funded?
Timing depends on loan type, collateral, and lender diligence. Less complex loans with solid collateral can move in two to four weeks; more complex special-situations typically take longer. Share your target timing in the inquiry form and we will be candid about feasibility. In certain cases, lenders may require a personal guarantee.
What collateral do private lenders typically require?
Lenders in our network generally require meaningful downside protection. That may include liquid assets, revenue, contractual cash flows, receivables, real estate, marketable securities, business assets, legal or settlement claims, or other equivalent collateral.
What deal sizes does PrivCred Capital advise on?
We advise small and middle-market borrowers across a wide range of transaction sizes. Share your specific need in the inquiry form and we will indicate fit with our lender network.
What fees does PrivCred Capital charge for its services?
PrivCred charges the borrower a success fee, which means we only collect a fee if we are successful in securing you funding from one of our lenders.
Submit a financing inquiry
Tell us about your financing need. We will review the opportunity and follow up to let you know if we believe it may align with our lender network.